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  • 5,608 branches
  • 14,897 ATMs in 2,902 cities/towns
  • Total consolidated income of Rs. 146,063.12 crore (US$ 19.91 billion) in FY21

HDFC Bank Limited is a holding company. The bank offers a range of banking services covering commercial and investment banking on the wholesale side and transactional/branch banking on the retail side. It also offers financial services. The bank's segments include treasury, retail banking, wholesale banking and other banking business. The treasury segment primarily consists of net interest earnings from the Bank's investment portfolio, money market borrowing and lending, gains, or losses on investment operations and on account of trading in foreign exchange and derivative contracts. The retail banking segment serves retail customers through a branch network and other delivery channels, as well as through alternative delivery channels. The bank provides its corporate and institutional clients a range of commercial and transactional banking products. The other banking business segment include income from para banking activities.

Company Website:

HDFC Bank – We understand your world


In April 2021, HDFC Bank unveiled organisational changes under ‘Project Future – Ready’ to power its next wave of growth. The bank is reorganising operations into three divisions: Business Verticals, Delivery Channels and Technology/Digital

In March 2021, HDFC Bank launched ‘SmartUp Unnati’, a programme targeting more than 3,000 women entrepreneurs

In November 2020, HDFC Bank launched ‘Mooh Band Rakho’, a campaign to increase awareness on cyber frauds and prevention.

In November 2020, HDFC Bank launched India’s first comprehensive banking and payment solution for merchants—SmartHub Merchant Solutions 3.0.

Launched video Know Your Customer (KYC) facility for its customer

Launched DigiDemat cum Trading facility
2019 HDFC Bank tied up with the CSC (Common Service Centre) SPV (Special Purpose Vehicle) to take          banking and financial services to doorways for people living in small areas of the country through its network of over 1 lakh village level entrepreneurs (VLEs), supported by HDFC Bank’s branches in  30 states
2018 Launched Accelerator Engagement Programme (AEP) where HDFC Bank would partner with leading start-up accelerators from across the world to gain early access to over 30,000 fintech ideas and innovative solutions
2011 Launched its new credit card offering called Infinia in direct competition with global credit card major ,American Express(Amex) .The new HDFC product is exclusively for the bank's high net worth and super rich clients in the country.
2005 HDFC Bank ties up with the International Bank of Qatar (IBQ) to launch banking services in Qatar.
2003 HDFC Bank launches India's first mobile payment solution.
2001 The bank has opened its first branch in Aurangabad. HDFC Standard Life Insurance has entered into a memorandum of understanding with the Chennai-based Indian Bank.
2000 A new company called (India) has been formed by a strategic alliance between HDFC Bank and Singapore Telecom's e-commerce company, to offer e-commerce solutions for the Indian market.
1994 The bank was incorporated on August 30th, 1994. A new private sector bank promoted by Housing Development Corporation Ltd. (HDFC), a premier housing finance company. The bank is the first of its kind to receive an in-principle approval from the RBI for establishment of a bank in the private sector. Certificate of Commencement of Business was received on October 10th, 1994 from RBI.


Bank accounts opened under the Government’s flagship financial inclusion drive Pradhan Mantri Jan Dhan Yojana (PMJDY) reached 40.05 crore and deposits in Jan Dhan bank accounts stood at more than Rs. 1.30 lakh crore (US$ 18.44 billion).