NPCI collaborates with NVIDIA to advance India's sovereign AI infrastructure for digital payments
- IBEF
- February 19, 2026
To improve India's digital payments ecosystem, the National Payments Corporation of India (NPCI) and NVIDIA have teamed up to create a self-sufficient Artificial Intelligence (AI) infrastructure. Using cutting-edge AI capabilities to improve fraud detection, transaction security, and real-time processing efficiency across platforms like the Unified Payments Interface (UPI) is the main goal of the partnership. The initiative is meant to provide significant benefits in terms of scalability and resilience of services on India’s fast-growing digital payments network by using high-performance computing and AI-based analytics. This partnership is also part of India’s overall strategy to develop indigenous technological capabilities, while ensuring data sovereignty and providing secure financial infrastructure.
The partnership will also help to create AI models that are suited to the Indian financial environment, which will help to make better risk management decisions and provide a better user experience. By incorporating AI technology into payment systems, NPCI hopes to promote innovation in areas such as predictive analytics, anomaly detection, and personalized financial services. The partnership is a sign of the growing interest of the industry in leveraging fintech and other technologies to help drive the next level of digital transformation. With the growing number of digital transactions and the adoption of platforms such as UPI, the partnership is expected to help India maintain its leadership position in digital payments.
Disclaimer: This information has been collected through secondary research and IBEF is not responsible for any errors in the same.
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