Wealthy Indian investors prefer gold, global markets to cash reserves: HSBC
- IBEF
- July 10, 2025
Affluent Indian investors are increasingly shifting away from cash-heavy portfolios towards gold, alternative investments, and international markets, reflecting a growing appetite for diversification and long-term returns, according to HSBC’s 2025 Affluent Investor Snapshot. The report highlights that Indians hold just 15% of their portfolios in cash, the lowest in Asia, while their gold allocation has nearly doubled from 8% to 15%, the largest increase across all asset classes. This shift demonstrates rising caution around inflation and a preference for wealth-preserving assets. Alongside gold, alternatives such as private markets, hedge funds, and real estate investment trusts are gaining popularity, particularly among younger generations like Gen Z and millennials. Indian investors are also showing strong interest in international markets, especially the United States, signalling a strategic approach to risk-managed, growth-oriented investing.
Investor confidence remains robust despite global economic uncertainties, with 90% of affluent Indians confident about meeting short-term financial goals and over 80% optimistic about medium and long-term objectives. This confidence extends to lifestyle priorities, where 85% of respondents expressed optimism, focusing on property investment, family support, and personal well-being. Globally, affluent investors continue to blend local market trust with international diversification, underscoring India’s rising stature as a sophisticated and forward-looking investment market.
Disclaimer: This information has been collected through secondary research and IBEF is not responsible for any errors in the same.
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